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Final Expense Man

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by Andrew Fabbro

Bedbugs, trailer parks, tenements, and bowling-ball-shaped clients – that’s Philip Nolan’s life as a Final Expense life insurance salesman.

After his previous wingtips-and-cufflinks financial services employer goes bust and his wife divorces him, he’s reduced to calling on the lower end of the market. But amid the blue-haired “Mildreds”, he crosses path with Makayla, the most beautiful woman he’s ever met.

This young exotic dancer wants to insure her septegenerian Bedbugs, trailer parks, blue-haired “Mildreds,” and bowling-ball-shaped clients – that’s Philip Nolan’s world as a Final Expense life insurance salesman. After his previous wingtips-and-cufflinks financial services employer goes bust and his wife divorces him, he’s reduced to calling on the lower end of the market. But his life changes when Makayla Zola shows up on a lead card. She’s a young exotic dancer who wants to insure her septuagenarian husband for $100,000 – and would like to make sure the policy pays off soon. Swept away by her intoxicating charms, he swiftly moves from dubious ethics to active participation in ”the caper”. But he finds there’s a world of difference between the idea insurance fraud and the actual act of murdering a man.

Final Expense Man is a neo-noir update on Double Indemnity, based on the real-world FE insurance market.